What is Identity Theft

Most of us discover what identity theft is all about after it happens*

"I applied for a loan and was refused. My credit was a mess."

"Someone used my information to obtain a cell phone... since then, I've been living a nightmare..."

"When I renewed my drivers license I was surprised to find someone else's picture on it..."

"My wallet was stolen... there has been no end to the problems since... fraudulent checks, bad credit lines..."

You're held responsible for a forgery.**

A collection agent demands payment for a car you never bought.

** What do you do? As one victim noted, "I've spent two years trying to repair my credit."



27.3 Million victims in the U.S. in the last 5 years.***

Identity theft is so prevalent because your information is out there. Every credit card or loan or credit line you've ever applied for, every college you've attended , every job you've had, every magazine you've ever subscribed to may have your account names and numbers and personal information; countless databases that can be compromised!




Identity Theft is easy.
There are 240 valid forms of drivers license in the U.S.****
10,000 different agencies can issue birth certificates.****
2/3rds of identity theft begins with employee theft of data.***
FTC Reports 9.9 million identities stolen in 2003.



What does the Identity Theft Shield Cover?

Credit Reports -Evaluate your current credit standing with:
An up-to-date credit report through Experian at no added cost
A personal credit score calculated by an independent scoring service
A detailed analysis of your personal credit score
Experts recommend that you review your credit report regularly. The Identity Theft ShieldSM makes it easy.
Continuous Credit Monitoring
Suspicious activation will be brought to your attention, providing you with early detection.
You'll receive prompt notice if the credit repository is notified by Experian that:
New accounts have been opened in your name
Derogatory notations have been added to your credit report
Public records have been added to your report
Inquiries have been made against your report
A change of address has been requested
Identity Restoration

Identity theft can be devastating, and the process of restoring your name can be overwhelming and costly. You need more than "do it yourself" information if it happens to you.

With Identity Theft Shield a trained expert will take the steps to restore your name and credit for you!

Help reduce your out of pocket expenses and time spent away from work with valuable services from detection to resolution.

Fraud alert notifications will be sent on your behalf and applicable follow up will be done with affected agencies and institutions, including: credit card companies, financial institutions, all three credit repositories, Social Security Administration, Federal Trade Commission, Department of Motor Vehicles, law enforcement personnel, and the U.S. Postal Service.
Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not be aware of, including: criminal activity in your name in your county’s records and certain federal watch lists, Department of Motor Vehicle records in your state, unknown addresses affiliated with your name, and banking activity in your name reported as fraudulent.